First Time Home Buyer

Embarking on the journey to buy your first home is an exciting milestone, but it can also feel overwhelming. At Gabe Kopun – Senior Mortgage Banker, we specialize in empowering first-time homebuyers like you across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia.

"What Is First Time Home Buyer?"

Dreaming of buying your first home in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, or Virginia? It’s an exciting milestone, and we’re here to make it a reality. Many first-time homebuyers worry about things like large down payments or their credit history, but the good news is, there are fantastic programs and solutions available designed specifically for you.

"Latest First Time Home Buyer Rates in Virginia"

For you, as a first-time home buyer across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, understanding FHA loan rates is crucial. It’s important to know that these rates, like all mortgage rates, are dynamic. They can change daily based on broader market conditions, economic shifts, and the specific policies of individual lenders.

"Loan Benefits with
Gabe Kopun"

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Enjoy no down payment and low rates with flexible loan options.

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Financing available for loan amounts exceeding $1 million

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Custom financing solutions for high-value properties with flexible rate options

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No down payment required with loan financing.

"Who Qualifies for a First Time Home Buyer?"

You may qualify if you:

  • Are looking for an accessible low down payment option (often as low as 3.5%), making it easier to get started.

  • Have a less-than-perfect credit history but are ready to buy your first home, as FHA loans offer more lenient credit requirements.

  • Can verify stable income, demonstrating your ability to manage monthly payments.

  • Are seeking more flexible debt-to-income requirements, which can be beneficial when you’re just starting out and may have other existing debts.

  • Want the security of a government-insured loan that can make homeownership a reality even with limited savings.

Why Choose Gabe Kopun as Your Mortgage Partner?

With years of experience helping homebuyers across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, Gabe Kopun has successfully guided hundreds of clients through a wide range of mortgage solutions — earning a strong reputation for trusted expertise and truly personalized service.

We are known for

Understanding of loans underwriting criteria
Strong connections with specialized and private lenders
Prompt and attentive service from a highly rated team
Straightforward guidance with no high-pressure tactics

"FAQs"

Gabe is licensed to provide mortgage services in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia. Whether you’re buying your first home or refinancing, he’s here to guide you through the process across all these states.

Gabe offers a wide range of home loan options including conventional loans, FHA, VA, USDA, jumbo loans, and refinancing solutions. He works closely with each client to find the best loan program based on their unique financial situation and goals.

Getting started is easy! You can call Gabe directly at (402) 250-9530 or email him at gkopun@fbhl.com. He’ll walk you through the pre-approval process, explain your loan options, and help you prepare for a successful home purchase or refinance.

With Gabe, you’ll receive personalized attention, local expertise, and honest guidance—not a one-size-fits-all experience. As a Senior Mortgage Banker, Gabe is committed to helping clients understand their options and make confident, informed decisions.

While requirements may vary, most loan applications require documents like proof of income, employment verification, tax returns, credit history, and bank statements. Gabe will provide you with a customized checklist to make sure you’re fully prepared.

Secure Competitive Mortgage Rates Today with Gabe Kopun

Join countless homeowners across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia who trust Gabe Kopun for up-to-date mortgage rates