Bank Statement Program

For many homebuyers across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, the biggest hurdle to homeownership is often the down payment. That’s where Down Payment Assistance (DPA) programs come in. These valuable programs are designed to make homeownership more accessible by providing funds to help cover some or all of your down payment, and sometimes even closing costs.

"What Is Bank Statement Program?"

For many aspiring homeowners across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, a significant hurdle is often saving for a down payment. Down Payment Assistance (DPA) programs are designed to bridge this gap, offering financial aid that can take various forms, such as grants that don’t require repayment, forgivable loans, or low-interest deferred loans.

"Latest Bank Statement Program Rates in Virginia"

Navigating Down Payment Assistance loan rates across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia means understanding that these rates, like all mortgage rates, fluctuate daily based on broader market conditions, economic indicators, and the specific policies of individual down payment assistance programs, including eligibility requirements such as income limits, credit scores, and property type.

"Loan Benefits with
Gabe Kopun"

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Enjoy no down payment and low rates with flexible loan options.

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Financing available for loan amounts exceeding $1 million

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Custom financing solutions for high-value properties with flexible rate options

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No down payment required with loan financing.

"Who Qualifies for a Bank Statement Program?"

You may qualify for Down Payment Assistance in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, or Virginia if you:

  • Are a first-time homebuyer (or haven’t owned a home in the last three years).

  • Meet specific income limits for the program and area.

  • Are purchasing a primary residence.

  • Meet the credit score and other eligibility requirements of the chosen assistance program and your primary mortgage.

  • Are willing to complete a homebuyer education course, if required by the program.

Why Choose Gabe Kopun as Your Mortgage Partner?

With years of experience helping homebuyers across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, Gabe Kopun has successfully guided hundreds of clients through a wide range of mortgage solutions — earning a strong reputation for trusted expertise and truly personalized service.

We are known for

Understanding of loans underwriting criteria
Strong connections with specialized and private lenders
Prompt and attentive service from a highly rated team
Straightforward guidance with no high-pressure tactics

"FAQs"

Gabe is licensed to provide mortgage services in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia. Whether you’re buying your first home or refinancing, he’s here to guide you through the process across all these states.

Gabe offers a wide range of home loan options including conventional loans, FHA, VA, USDA, jumbo loans, and refinancing solutions. He works closely with each client to find the best loan program based on their unique financial situation and goals.

Getting started is easy! You can call Gabe directly at (402) 250-9530 or email him at gkopun@fbhl.com. He’ll walk you through the pre-approval process, explain your loan options, and help you prepare for a successful home purchase or refinance.

With Gabe, you’ll receive personalized attention, local expertise, and honest guidance—not a one-size-fits-all experience. As a Senior Mortgage Banker, Gabe is committed to helping clients understand their options and make confident, informed decisions.

While requirements may vary, most loan applications require documents like proof of income, employment verification, tax returns, credit history, and bank statements. Gabe will provide you with a customized checklist to make sure you’re fully prepared.

Secure Competitive Mortgage Rates Today with Gabe Kopun

Join countless homeowners across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia who trust Gabe Kopun for up-to-date mortgage rates