Conventional loans
Unlike government-backed options, conventional loans are not insured by the government. They are often a great choice for borrowers with strong credit and a down payment, offering competitive rates and flexible terms.

"What Is Conventional Loans ?"
A Conventional Loan is a mortgage not backed by a government agency (like FHA or VA). These loans are widely available and popular for purchasing a primary residence, a second home, or an investment property. They often offer competitive interest rates and flexible terms, with down payment options that can be as low as 3% for qualified buyers.
"Latest Conventional Loans Rates in Virginia"
Navigating conventional loan rates across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia means understanding that these rates fluctuate daily based on broader market conditions, economic indicators, and crucially, factors unique to conventional loans such as the borrower’s creditworthiness, the size of the down payment, and the specific property type.

"Loan Benefits with
Gabe Kopun"

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Enjoy no down payment and low rates with flexible loan options.

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Financing available for loan amounts exceeding $1 million

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Custom financing solutions for high-value properties with flexible rate options

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No down payment required with loan financing.

"Who Qualifies for a Conventional Loans?"
You may be eligible for a VA loan with Gabe Kopun – Senior Mortgage Banker if you:
Are a qualified veteran, active-duty service member, or an eligible surviving spouse.
Are looking for the incredible benefit of 100% financing with no down payment in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, or Virginia.
Prefer to avoid private mortgage insurance (PMI).
Meet the VA’s service requirements and have a valid Certificate of Eligibility (COE).
Are seeking competitive interest rates and flexible credit guidelines tailored to those who have served our nation.
Why Choose Gabe Kopun as Your Mortgage Partner?
With years of experience helping homebuyers across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia, Gabe Kopun has successfully guided hundreds of clients through a wide range of mortgage solutions — earning a strong reputation for trusted expertise and truly personalized service.
We are known for
"FAQs"
Gabe is licensed to provide mortgage services in Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia. Whether you’re buying your first home or refinancing, he’s here to guide you through the process across all these states.
Gabe offers a wide range of home loan options including conventional loans, FHA, VA, USDA, jumbo loans, and refinancing solutions. He works closely with each client to find the best loan program based on their unique financial situation and goals.
Getting started is easy! You can call Gabe directly at (402) 250-9530 or email him at gkopun@fbhl.com. He’ll walk you through the pre-approval process, explain your loan options, and help you prepare for a successful home purchase or refinance.
With Gabe, you’ll receive personalized attention, local expertise, and honest guidance—not a one-size-fits-all experience. As a Senior Mortgage Banker, Gabe is committed to helping clients understand their options and make confident, informed decisions.
While requirements may vary, most loan applications require documents like proof of income, employment verification, tax returns, credit history, and bank statements. Gabe will provide you with a customized checklist to make sure you’re fully prepared.
Secure Competitive Mortgage Rates Today with Gabe Kopun
Join countless homeowners across Nebraska, Iowa, South Dakota, Colorado, Kansas, Missouri, and Virginia who trust Gabe Kopun for up-to-date mortgage rates
